Andrew Rosen, Contributor

Retirement is no longer defined solely by reaching a savings goal or walking away from a full-time job. Increasingly, research suggests that happiness in retirement depends on more than just money. Factors like social connection, emotional wellbeing, daily purpose, and reliable income have emerged as powerful drivers of post-career satisfaction.

David Rae, Contributor

Many people confuse filing their taxes with doing tax planning. Is your tax preparer actually giving you tax planning advice? The truth may surprise and cost you.

Is your tax preparer giving you tax planning advice? For that matter is your financial advisor giving you tax planning advice?

Many people confuse filing their taxes with doing tax planning. These are two very different services; ignoring this fact can cause you to be forced to leave the IRS a huge tip. Each year, around April 15, millions of Americans are forced to file their taxes; there is literally a deadline and penalties for not filing in a timely manner. However, no such deadlines or direct penalties exist for not doing proactive tax planning. That being said, the costs of not at least exploring the tax strategies available to you can be devastating for your financial security.

Other than the historic volatility in gold and silver prices, the biggest news for markets in January may have been the nomination of Kevin Warsh as the next Federal Reserve (Fed) Chair. We anticipate a Warsh-led Fed will be able to steer the Federal Open Market Committee (FOMC) toward two rate cuts later this year, with help from easing inflation pressure. Remember, the Chair just gets one vote on the 12-member FOMC, so the health of the labor market and the path of inflation will be critical. 

With the increasing amount of personal information shared and stored online, it’s crucial to take proactive steps to protect yourself. Here are a few essential tips to help you safeguard your sensitive data and maintain your digital privacy.